![]() Immediate annuities do not offer any growth potential as these products typically do not maintain an account value for liquidity purposes. Immediate annuities provide guaranteed lifetime income or income for a specified period for an individual or their spouse. Lincoln Financial: Lincoln offers three IUL policies: the WealthAccelerate SM IUL, WeathAccumulate 2 IUL, and WeathPreserve 2 IUL. Fixed annuities are long-term financial retirement vehicles that offer moderate growth potential and account values will not be reduced due to negative market returns. Penn Mutual: Penn Mutual offers several IUL insurance policies, including Accumulation Builder Select, Accumulation Builder Advantage, and Accumulation Builder Flex. Fixed Annuitiesįixed annuities offer account value growth in the form of a fixed interest rate or performance tied to a market index (fixed indexed annuities). 8.00 Penn Mutual Accumulation Builder Flex IUL 8.00 Pacific Life Pacific Indexed Accumulator 6 7.75 John Hancock Protection IUL 22 7.75 Prudential PruLife® Founders Plus UL 7. While variable annuities are a long-term financial retirement vehicle that offer the greatest growth potential, it’s important to keep in mind that the account values of a variable annuity are subject to market fluctuations and may lose value. You can even opt for additional protection to safeguard against inflation and market volatility. Variable annuities offer a wide array of investment options you can choose from to meet your specific needs and risk tolerance. ![]()
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